Wealth Protection.Guaranteed Income.Family Security.

Protect what you've built.Create dependable retirement income.Protect the people you love.

VERITAS HomeLife provides independent retirement and insurance solutions designed to help protect your wealth, create dependable lifetime income, and preserve your legacy.

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From Accumulation to Preservation

Building wealth and protecting wealth are two different jobs.

During your working years, the focus is often on accumulation. As retirement approaches, protecting what you’ve built and creating dependable income can become increasingly important.

VERITAS HomeLife helps individuals and families evaluate strategies designed around three important goals:

Retirement Wealth Preservation

Help protect a portion of your retirement assets from market losses while maintaining the opportunity for interest growth.

Guaranteed Lifetime Income

Turn a portion of your retirement savings into dependable income designed to continue for as long as you live.

Life Insurance & Legacy Protection

Protect the people you love, provide liquidity when it’s needed, and help preserve the legacy you’ve worked to build.

Retirement Changes the Job of Your Money

While you’re working, you have time, future income, and future contributions to help recover from financial setbacks.

Retirement is different.

Now the questions become:

01
How much of what I’ve accumulated should remain exposed to market losses?
02
Where will my dependable retirement income come from?
03
How can I help make sure my money lasts as long as I do?

At VERITAS HomeLife, we help you evaluate strategies designed to balance protection, income, growth potential, and access to your money—based on your individual retirement goals.

Protecting More Than Your Retirement

Wealth protection isn’t only about retirement assets. It’s also about protecting the people, responsibilities, and legacy that matter to you.

VERITAS HomeLife offers life insurance solutions designed to help protect income, mortgages, families, businesses, and estates when life doesn’t go according to plan.

The Reality of Unplanned Life Events

Let’s be honest: Insurance is the last thing anyone wants to shop for. It isn’t exciting, it isn’t a luxury purchase, and it certainly isn’t 'sexy.'

So why do we do it? Because our founder knows all too well what happens when life takes an unexpected turn without a strategy in place.

At just 29 years old, Christopher’s older brother passed away suddenly from a severe complication of chickenpox, leaving behind his wife, Emma, and their two young children, Charlie (4) and Kayla (7). They were just starting out in life, with no safety net or policy in place. The emotional toll was devastating; the immediate financial chaos made it crushing.

Immediate Family Burden & Liquidity Shields

Guaranteeing your loved ones have instant, tax-free cash flow within 24–48 hours, eliminating out-of-pocket stress, GoFundMe pages, or waiting on bank compliance teams.

Mortgage & Income Protection

Ensuring that if the primary income earner passes away or suffers a critical illness, your family keeps the roof over their heads without disruption.

Living Benefits & Tax-Advantaged Wealth (IULs)

Turning insurance into a living asset that protects your health, shields principal with a 0% market floor, and builds tax-free growth you can enjoy while you’re here.

Our Core Protection Solutions

Tailored Coverage Built Around Your Life

As an independent brokerage, we match your unique family dynamic with top-tier, A-rated carriers across three core protection tiers.

Immediate Estate Liquidity & Family Burden Shield

The Purpose: Complete peace of mind and total financial continuity during life’s hardest moments.
The Reality: Whether you need standard coverage for final expenses or a temporary cash bridge to bypass the 3-to-6 week bank verification lag on a living trust, this policy bypasses legal hold-ups, corporate bureaucracy, and phone prompts.
The Benefit: Guaranteed acceptance options, fixed monthly premiums that never increase, and tax-free cash benefits paid out directly to your family within 24 to 48 hours, ensuring your loved ones never face financial strain, write out-of-pocket checks, or resort to fundraising.

Mortgage & Equity Protection

The Purpose: Protecting the place your family calls home.
The Coverage: Targeted term or permanent protection aligned directly with your home loan balance and payoff timeline.
The Benefit: Includes built-in Living Benefits. If you suffer a terminal, critical, or chronic illness, or pass away, the policy pays out cash to pay off or service the mortgage so your family keeps the roof over their heads, period.

Indexed Universal Life (IUL), Wealth & Annuity Strategies

The Purpose: Asset protection for today, tax-advantaged financial growth and retirement stability for tomorrow.
The Coverage: Permanent life insurance combining death benefit protection with cash accumulation tied to market indices (like the S&P 500), alongside guaranteed income annuity structures.
The Benefit: Enjoy a 0% Downside Floor (you never lose principal during market downturns), tax-free growth, accessible cash for emergencies/business while alive, and annuity strategies designed to protect retirement principal and secure guaranteed income streams.

What Makes Us Different

Understanding the Market

Captive, Call Center & Independent Brokers

In the insurance industry, not all advisors operate the same way. Understanding the difference changes everything for your wallet and your estate layout.

Representative Type	How They Operate	The Impact on Your Wallet & Family
Captive Corporate Agent	Employed by and locked into a single insurance carrier's catalog.	Forced to push higher rates if their single corporate product isn't competitive.
Call Center Broker	High-volume phone churners pushing fast 'instant approvals'.	Rushed consultations, hidden exclusions, higher expenses, and lower coverage.
Veritas HomeLife (Independent)	100% independent brokerage shopping top national carriers.	Customized safety nets, maximum cash value, and true peer-level advisory.

Captive Corporate Agent

How They Operate: Employed by and locked into a single insurance carrier's catalog.
Impact on Wallet & Family: Forced to push higher rates if their single corporate product isn't competitive.

Call Center Broker

How They Operate: High-volume phone churners pushing fast 'instant approvals'.
Impact on Wallet & Family: Rushed consultations, hidden exclusions, higher expenses, and lower coverage.

Veritas HomeLife (Independent)

How They Operate: 100% independent brokerage shopping top national carriers.
Impact on Wallet & Family: Customized safety nets, maximum cash value, and true peer-level advisory.

"We don't fit your family into a corporate box, and we don't treat your estate like a 10-minute call center transaction."

Meet the Founder

Built on Discipline. Proven by Service.

Christopher Wagner

Founder, VERITAS HomeLife

Wealth Protection Specialist

"When it's literally you or nothing... there is zero room for error. That is what unbreakable security actually means."

Protecting hard-working families and retirees isn't just a business for us—it's a continuation of a life dedicated to duty, security, and absolute integrity.

Former U.S. Marine & Federal Agent
Decades of service where zero room for error was tolerated—brought directly to safeguarding your assets and family.
Navy & Marine Corps Commendation Recipient
Awarded for distinguished leadership, integrity, and an uncompromising commitment to duty.
20+ Years Executive Leadership
Senior Director-level experience navigating complex organizations to deliver real-world financial results.
Independent Broker Advantage
Unbound by single-carrier agendas. We shop the market objectively to protect your wealth, legacy, and income.

Independent Market Access

Access to Leading, Highly Rated Carriers

As an independent brokerage, Veritas HomeLife works with a range of established insurance carriers, allowing us to compare solutions based on each client's individual needs.

As an independent brokerage, we are not owned by or aligned to any insurance company. We compare multiple carriers and contract options to help you find the right solution for your goals, not the company's bottom line.

Appointed Carriers

Allianz
Athene
Corebridge Financial
Global Atlantic
Nationwide
North American
F&G

Product availability and product features vary by state and individual eligibility. Financial strength ratings are subject to change.

Ready to Build an Unbreakable Safety Net?

Protect What Matters Most Today.

No high-pressure sales pitches. No spam. No obligation. Just an honest, peer-level review of your options from an independent broker.

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Direct Advisory Line702-381-1385
EmailCWagner@VeritasHomeLife.com
HeadquartersLas Vegas, NV (Serving Clark County & Statewide)