

Annuities 101
Before You Decide,Get the Facts.
A simple, plain-English look at annuities — what they are, how they work, who they’re for, and who they’re not for.
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What You’ll Learn in Annuities 101
- What annuities are
- How they work
- Who they’re for
- Who they’re not for
But More Importantly…
There Are Three Things Every Retiree
and Pre-Retiree Should Understand.
1. Protection From Market Losses
What happens to your retirement money when the market drops?
Learn how a Fixed Indexed Annuity protects against market losses.
2. Sequence-of-Returns Risk
Have you ever heard of it?
If even 1% or 2% of the population has heard of it, that would be a lot.
But if you’re approaching retirement, this is one concept you cannot afford not to understand.
Sequence of returns can either work in your favor — or disrupt every retirement plan you ever made.
3. Your Income Floor
Do you know what your income floor is?
Only about 25% of retirees are actually prepared when it comes to their income floor.
Are you?
Even if an annuity isn’t for you…
Every retiree and pre-retiree should understand sequence of returns and their income floor.
Give me 33 minutes right now.
You’ll understand both.
Here’s Something Interesting…
79% of Americans don’t fully understand annuities.
Yet in 2025 alone, Americans purchased a record:
$464 Billion
in annuities
The fourth consecutive record year.
So why are Americans putting hundreds of billions of dollars into something most people don’t fully understand?
That’s part of what you’ll discover in Annuities 101.
After Watching Annuities 101…
You’ll have a basic understanding of what annuities are, how they work, and whether they’re something you’d like to explore further — or something that simply isn’t going to benefit you.
Either way, you’ll have the information to decide for yourself.
Get the Facts. Then Decide.
Start Watching NowRetirement Changes the Job of Your Money
While you’re working, you have time and future paychecks to recover from setbacks.
In retirement, the questions change:
- Will my money last?
- How much should remain exposed to market losses?
- Where will my dependable income come from?
Annuities are one tool designed to address some of those questions.
The goal of Annuities 101 isn’t to tell you that you need one. It’s to help you understand whether one deserves a place in your retirement strategy.


Watch It While You’re Here.
No seminar. No steak dinner. No sitting in a hotel conference room.
This is an instant stream. Register now and Annuities 101 starts immediately. It will not be waiting for you later.
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Meet Your Presenter
Christopher Wagner

Founder, VERITAS HomeLife
Wealth Protection Specialist
- Former U.S. Marine
- Recipient, Navy and Marine Corps Commendation Medal
- Former U.S. Federal Agent
- 20+ Years in Corporate America
- Director-level leadership experience with Fortune 200 companies
Christopher brings more than two decades of corporate leadership experience together with a background built on service, discipline and accountability. Today, he focuses on helping retirees and pre-retirees understand the financial tools available to them so they can make informed decisions about their retirement.
Why Veritas?
We’re Wealth Protection Specialists.
I’m not a financial advisor.
Think of your financial advisor as your General Practitioner. They look at the entire picture—investments, taxes, Social Security, RMDs and your overall financial strategy.
We’re the specialists.
My team and I live in one world:
Wealth Protection.
Retirement Income.
Legacy.
Market losses.
Lifetime income.
The financial consequences of living longer or becoming sick.
That’s our lane.
You don’t replace your GP when you need a specialist.
You bring in the specialist.
Knowledge Is Power.
You don’t have to decide today whether an annuity is right for you.
First, understand them.
Then decide for yourself.